Affiliate Disclosure

Markham Business is a free-to-use local business directory. To keep the site running and free for readers, we participate in affiliate marketing programs. Specifically:

• When you click an affiliate link to a credit card, financial product, or service and subsequently apply or subscribe, we may receive a referral commission from the issuer or provider.
• We also earn revenue through display advertising and featured business listings sold directly to local Markham businesses. These are clearly labelled as "Featured" or "Sponsored."
• Not all products or issuers we write about have affiliate relationships with us. Some cards and services are included in our content solely because we believe they are relevant and useful to our readers.

The commission we receive — when it exists — comes from the issuer or advertiser and does not affect the price you pay for any product.

Our editorial team operates independently from our business and advertising teams. The presence or absence of an affiliate relationship with a card issuer has no bearing on whether we review a product, which products appear in comparison tables, or how products are ranked within those tables.

Products are evaluated on objective criteria including annual fees, interest rates, rewards structures, welcome offers, insurance benefits, and overall value. Our rankings reflect these criteria — not the size of any commission we might receive.

Affiliate partners do not review or approve content before publication, and they have no editorial input into our reviews, guides, or recommendation lists.

Markham Business is committed to complying with the guidelines issued by the Financial Consumer Agency of Canada (FCAC) regarding financial product advertising and disclosure.

In accordance with FCAC guidance, we disclose all material affiliate relationships on or near any page where affiliate links appear. We strive to present financial product information in a manner that is clear, accurate, and not misleading. Where product terms or rates are quoted, we make reasonable efforts to verify accuracy against official issuer sources, but we encourage readers to confirm current details directly with the issuer before applying.

If you believe any content on this site is inaccurate or misleading with respect to a financial product, please contact us and we will review and correct it promptly.

Markham Business complies with Canada's Anti-Spam Legislation (CASL). We do not send commercial electronic messages to any person without first obtaining their express or implied consent as defined under CASL. Our email communications — including newsletters and promotional messages — include:

• Clear identification of Markham Business as the sender.
• Our mailing address and a functional unsubscribe mechanism in every message.
• Unsubscribe requests honoured within 10 business days of receipt.

If you believe you have received a commercial message from us without your consent, please contact us immediately at info@markhambusiness.com.

If you have questions about our affiliate relationships, how we earn revenue, or anything else in this disclosure, we are happy to help.