Terms of Service

MarkhamBusiness.com is a local business directory and community resource serving Markham and Richmond Hill, Ontario. Our services include:

• Business Directory: A searchable listing of businesses in the Markham and Richmond Hill area
• Blog Content: Articles covering local news, community events, business tips, dining guides, and other topics relevant to the area
• Credit Card Comparisons: Informational content comparing business credit cards available in Canada. This content is for educational purposes and includes affiliate links (see Financial Content Disclaimer below)
• Job Listings: Aggregated job postings from verified sources including Job Bank Canada
• Business-for-Sale Listings: Aggregated commercial property and business opportunity listings from verified sources

Account Registration:

Certain features of the site, such as submitting a business listing or managing your listing, require you to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to provide accurate and complete information during registration.

Business Listing Submissions:

When you submit a business listing, you represent that the information provided is accurate, that you are authorized to submit the listing, and that the business is a legitimate operation. All submitted listings are subject to review and approval by our team. We reserve the right to reject, remove, or modify any listing at our discretion.

User Content:

By submitting content to our site (including business listings, reviews, or comments), you grant MarkhamBusiness.com a non-exclusive, royalty-free, worldwide license to use, display, and distribute that content in connection with our services. You retain ownership of your original content.

Our website includes content that compares and reviews business credit cards and other financial products. This content is provided for informational and educational purposes only and should not be construed as financial advice.

Important disclosures:

• We are not a licensed financial advisor, bank, or credit card issuer. We do not provide personalized financial recommendations.
• Some of the credit cards and financial products featured on our site are from companies that compensate us through affiliate partnerships. We may earn a commission when you apply for and are approved for a product through our links. See our Affiliate Disclosure for full details.
• Compensation from affiliate partners does not influence our editorial opinions, card rankings, or recommendations. Our review methodology is described on our Editorial Standards page.
• Credit card terms, annual fees, interest rates, rewards, and welcome offers are subject to change at any time by the card issuer. We verify card details periodically but cannot guarantee that all information is current at the time you read it. Always confirm current terms directly with the card issuer before applying.
• Credit card approval is subject to the issuer's credit assessment. We cannot guarantee that you will be approved for any product featured on our site.
• The information presented does not take into account your individual financial situation, credit history, or specific business needs. You should consult with a qualified financial advisor before making financial decisions.

We make reasonable efforts to ensure that the information on our site is accurate, complete, and current. However, we do not warrant or guarantee the accuracy, reliability, or completeness of any content on the site. This applies to business directory listings, blog articles, credit card details, job postings, and all other content.

Business directory listings may contain information submitted by third parties. While we review submissions, we cannot independently verify every detail. Business hours, addresses, phone numbers, and other listing details may change without notice.

Job listings and business-for-sale listings are aggregated from external sources (including Job Bank Canada and publicly available real estate listings) and are presented for informational purposes. We do not guarantee the availability, accuracy, or legitimacy of any specific listing.

You agree not to use our website to:

• Submit false, misleading, or fraudulent business listings or information
• Impersonate any person or entity, or misrepresent your affiliation with a business
• Engage in any activity that could disable, damage, or impair the functioning of the site
• Attempt to gain unauthorized access to any part of the site, other users' accounts, or our systems
• Use automated tools (bots, scrapers, crawlers) to access or collect data from the site without our express written permission
• Use the site for any purpose that violates applicable federal, provincial, or local laws
• Send unsolicited commercial communications to businesses listed on our directory

We reserve the right to suspend or terminate access for any user who violates these terms.

All content on MarkhamBusiness.com, including text, graphics, logos, images, and software, is the property of MarkhamBusiness.com or its content providers and is protected by Canadian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works from our content without our express written permission.

The MarkhamBusiness.com name, logo, and all related branding are our trademarks. Third-party trademarks, including bank names, card names, and logos referenced in our content, are the property of their respective owners and are used for informational purposes only.

Our website contains links to third-party websites, including bank and credit card issuer sites, job boards, and other external resources. These links are provided for your convenience. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party site.

When you click an affiliate link on our site, you will be directed to the card issuer's website. The application process, approval decision, and all terms of the financial product are determined entirely by the issuer. We have no role in the application or approval process.

To the maximum extent permitted by applicable law, MarkhamBusiness.com and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the site. This includes, but is not limited to:

• Damages arising from decisions made based on information presented on the site, including credit card applications or financial decisions
• Losses resulting from inaccurate, incomplete, or outdated information in business listings, job postings, or financial product comparisons
• Service interruptions, data loss, or security breaches beyond our reasonable control
• Actions or omissions of third parties, including card issuers, employers, or businesses listed on our directory

Our total liability to you for any claim arising from or related to your use of the site shall not exceed the amount you paid to us, if any, for access to the site in the 12 months preceding the claim.

You agree to indemnify and hold harmless MarkhamBusiness.com, its operators, and affiliates from any claims, damages, losses, or expenses (including reasonable legal fees) arising from your use of the site, your violation of these terms, or your infringement of any third-party rights.

These Terms of Service are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein. Any disputes arising from or related to these terms or your use of the site shall be subject to the exclusive jurisdiction of the courts of Ontario.

We reserve the right to modify these Terms of Service at any time. When we make material changes, we will update the "Last updated" date at the top of this page. Your continued use of the site after changes are posted constitutes your acceptance of the revised terms.

If you have questions about these Terms of Service, please contact us:

• Email: info@markhambusiness.com
• Website: markhambusiness.com
• Location: Markham, Ontario, Canada